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Post by nicknackpaddywhack on Apr 2, 2011 19:46:49 GMT 1
Got my car & van insurance renewals in this week My car had went up from £3oo to £600 and the van had gone up from £390 to £575  Ive managed to get the car down to £420 and the van down to £390 ...The joys of motoring EH |
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Post by Shadow on Apr 2, 2011 20:22:43 GMT 1
My dads going off it cos he was involved in a minor bump in Newcastle few months back.Was no damage to either car but worrying that the other driver might make a claim-he was shouting and bawling-my dad reported the accident to the insurance company.No claim was made and no blame apportioned but the insurance companies just put his premium up  |
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Post by skintagain on Apr 2, 2011 21:14:49 GMT 1
car insurance is a rip off, were paying for those buggers who do crash for cash, good drivers should be rewarded ive never had an accident or a point on my licence but each year my insurance shoots up . |
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Post by Shadow on Apr 2, 2011 21:25:25 GMT 1
Plenty of people doing crash for cash Got offered alot of money off a bloke to crash my old car into his-he was gonna go down the whiplash route get the compo then treat himself to a new car too. I would have had a few hundred and a better car than I was driving-makes you laugh. My insurance would have rocketted,probably couldnt have afforded insuring a new old car The answer was no but I'll be honest-the pressure and intimidation to do it went on for a long time. |
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Post by nicknackpaddywhack on Apr 2, 2011 22:16:27 GMT 1
Ive been driving for nearly 40 years now and been involved
in 1 incident which i felt i was set up it was in tescos
carpark consett .I had popped in for some fags ..5 mins tops
when i came out i was walking towards the car and thinking
something didnt look right ....My front bumper was scratched
the grille was broken and traces of white paint .
All i could remember was the car opposite was white.
anyhow there was nothing i could do security said the cctv wasn't working so i had to put it down to experiance and pay for the
damage myself ...About 5 weeks later i got a call from my insurers
asking if i had been in an accident they said a driver had claimed
i had reversed into him and drove off and because i had not
reported it they had no option but to pay out...I explained my
side and they were quite sympathetic and said there had been
a lot of similar incidents lately but i should of reported it
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Post by Shadow on Apr 2, 2011 23:00:52 GMT 1
I tend not to report being honest Had my wing mirror smashed a couple of years back-passenger side-but since its not part of the MOT I didnt report it. And Ive had windscreens put out,tyres slashed,paint on my car which I spent all night cleaning off so the kids wouldnt see it on the school run-all on my old estate-preferred to go to the scrap yards rather than see my insurance rise due to no fault of my own  |
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Post by Roma on Apr 2, 2011 23:09:53 GMT 1
I tend not to report being honest Had my wing mirror smashed a couple of years back-passenger side-but since its not part of the MOT I didnt report it. And Ive had windscreens put out,tyres slashed,paint on my car which I spent all night cleaning off so the kids wouldnt see it on the school run-all on my old estate-preferred to go to the scrap yards rather than see my insurance rise due to no fault of my own I often wonder why people do things like they did to your car Shadow, a lot of the times it seems to be kids, they don't seem to realise some people actually have to struggle to keep their car on the road, but what goes round comes round and they might even get it done to their own car's one of these day's and I wonder how they will feel. |
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Post by Shadow on Apr 2, 2011 23:24:02 GMT 1
Person who did that to the mirror was out of his head on drink and drugs. Same lad put my windscreen out in broad daylight two years previous.His family paid for the damage and that was because they didnt want the police involved.Being new to the estate nor did I. Starting out as a "grass" was not a good beginning  On my old estate it was a nightmare-you know the saying if your face dont fit-mine didnt. Got allocated a house our neighbour thought should have gone to their daughter-I hadnt a clue-and six years of hell followed  |
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Post by Roma on Apr 2, 2011 23:27:53 GMT 1
I can see your point, but what punishment did the lad get, from the sounds of it none  as his family paid for his mistakes. |
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Post by Shadow on Apr 2, 2011 23:44:40 GMT 1
He got none other than being made to apologise.
Having said that I have had no further bother and we say hello when we meet in the street.
I take the view that he was a young lad who f**ked up-I think I would try and do the same for my lads too should they do something so stupid altho by the same token there'd be hell to pay at home.
The damage done to the car on the old estate was vastly different.It was done by people who had a real agenda and some of them were well old enough to know better.
Grandparents.
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Post by Shadow on Apr 2, 2011 23:49:06 GMT 1
Apologies-I thought I'd made changes to the swear filter but clearly not since ive had to modify my own post Back to the drawing board  |
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Post by nicknackpaddywhack on Apr 3, 2011 8:23:46 GMT 1
One of the members of a motoring forum i use has 5 cars
different variants of the same model he posted a couple of
months ago that a member of durrrrr club had keyed every
panel on each of his cars .
It cost him over £2000 to put the cars right....He never made
a claim because he would not of been able to keep all his cars
which he takes to shows.
These cretins who go about costing hard working law abiding
people should be given 2 options pay for the damage within a week (No excuses) or birched
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Post by Deleted on Apr 3, 2011 10:44:36 GMT 1
One of the members of a motoring forum i use has 5 cars different variants of the same model he posted a couple of months ago that a member of durrrrr club had keyed every panel on each of his cars . It cost him over £2000 to put the cars right....He never made a claim because he would not of been able to keep all his cars which he takes to shows. These cretins who go about costing hard working law abiding people should be given 2 options pay for the damage within a week (No excuses) or birched Unfortunately that brings us back to the fines thread as many of those you rightly call cretins have no means to pay! Mind you the public floggings could bring in some much needed revenue, particularly the TV rights.................... CWL  |
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Post by nicknackpaddywhack on Apr 3, 2011 11:30:11 GMT 1
One of the members of a motoring forum i use has 5 cars different variants of the same model he posted a couple of months ago that a member of durrrrr club had keyed every panel on each of his cars . It cost him over £2000 to put the cars right....He never made a claim because he would not of been able to keep all his cars which he takes to shows. These cretins who go about costing hard working law abiding people should be given 2 options pay for the damage within a week (No excuses) or birched Unfortunately that brings us back to the fines thread as many of those you rightly call cretins have no means to pay! Mind you the public floggings could bring in some much needed revenue, particularly the TV rights.................... CWL And my name would be the first in the hat to do the flogging |
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Post by skintagain on Apr 3, 2011 12:27:01 GMT 1
public floggings, it would be a dream come true if they brought the birch back, also the rack, hung drawn and quatering, stocks, gallows etc i think if they brought these back the crime figures would drop quicker than a prozzies knickers  . |
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